First-time homebuyer programs & San Francisco housing market
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Mortgage rates are climbing, reaching their highest levels in nearly three years. As of October 22, 2026, the average 30-year fixed mortgage rate stands at 7.32%, while the 15-year rate is 6.68%. What does this mean for homebuyers, and is now the right time to buy a home? Christina Perez, with Land Home Financial Services, and Marylou Lopez, with Coldwell Banker San Francisco, give insight.

Newark's Timog Restaurant: Filipino flavors
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Timog Restaurant reimagines beloved Filipino dishes while preserving the flavors and traditions that make them special. From familiar comfort foods to creative culinary presentations, Timog offers guests a fresh perspective on Filipino cuisine. Vincent and Sheila Baradi, owners of the Newark restaurant, share their top dishes.

Counting down to Election Day
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There's only about a week left for voters in California to turn in their ballots before Election Day. And many of the races in the Bay Area and across the country could come down to turnout. San Jose State Political Science Professor Emeritus Larry Gerston joins The Nine to discuss what to watch for in the final days before the midterm.

Saving Senior Dogs Week
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This week is 'Saving Senior Dogs Week,' a week-long campaign to bring together senior dog rescues across the country to share their rescue and adoption stories. Hannah Dewey with Lily's Legacy Senior Dog Sanctuary in Petaluma brought Daisy into studio to talk about helping senior dogs.

State of the beach in California ahead of El Niño
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California only received a 'C' grade in the latest 'State of the Beach' report, which looks at how coastlines are prepared for emergencies like storms, rising seas, and big waves. Mitch Silverstein with the Surfrider Foundation joins The Nine to discuss what California could do better.

Observing National Disability Employment Awareness Month
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Darelyn Pazdel, Senior Vice President of Workforce Inclusion at Pride Industries, talks about October being National Disability Employment Awareness Month.

Observing National Disability Employment Awareness Month
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Darelyn Pazdel, Senior Vice President of Workforce Inclusion at Pride Industries, talks about October being National Disability Employment Awareness Month.

AI giant Anthropic files papers to sell shares to the public for 1st time

Artificial intelligence giant Anthropic filed papers Monday for what could be the biggest initial public offering of stock ever, even as its top executive warns that advanced AI could pose an existential threat to humanity.

Presidents descend on Michigan in tight midterm race
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The 2026 midterm elections are more than a week away. Sonoma State political science professor David McCuan explains why President Trump and former President Barack Obama were out on the campaign trail over the weekend.

IRS finalizes auto loan deductions
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Financial advisor Jason Matthews explains there are some changes to car loans and tax breaks you should know about.

Dry pattern for now
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Your Monday forecast features partly sunny skies.  Highs should range from the low 60s to the low 70s. A Coastal Flood Advisory is in effect though Thursday afternoon.  High tides, at the Golden Gate Bridge, are expected late morning - early afternoon. Our dry weather pattern will stick around through Friday.  We could be tracking rain chances by Halloween.  

Dry pattern for now
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Your Monday forecast features partly sunny skies.  Highs should range from the low 60s to the low 70s. Our dry weather pattern will stick around through Friday.  We could be tracking rain chances by Halloween.  

Quintessential Fall Day for your enjoyment
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Happy Sunday Everyone! Mostly sunny skies, light winds and seasonal temperatures in store for today with a minor cool down late in the week followed by a slight chance of wet weather next weekend.  Coastal Flood Advisory for our coast and bayside communities lasting until Thursday for low lying flooding during high tide. 

Sweater Weather
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Saturday Night (Waxing Gibbous Moon 98% Full!  Chilly Sunday Morning: With Saturday's overnight lows will drop from 39 in Santa Rosa to 59 in Fremont. Pleasant Sunday Afternoon: Temperatures on Sunday will remain stable and close to seasonal averages, with increasing high clouds. Filtered sunshine, highs slightly cooler than Saturday's. Coastal Flood Advisory continues through Thursday. Light Northern Rain Monday: Interesting doings! A passing weather system will bring a slight chance of very light rainfall, amounting to just a few hundredths of an inch, confined to the northern coastal waters and the far northern parts of the North Bay on Monday morning. Cooling Trend Ahead: Sweater Weather. Temperatures will fall slightly below normal on Monday, kicking off a gradual, week-long cooling trend as a low-pressure trough deepens off the West Coast. Unsettled Late-Week Outlook: Cooler and more unsettled weather is expected to return by Friday and persist into next weekend, though forecasting confidence has decreased slightly since yesterday. Daylight Saving Ends: Sunday, November 1. 

If it's a sunny Saturday, why the minor flooding?
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Tonight: Gusty offshore winds. NE gusts of 30-40 mph in the North Bay interior mountains, isolated gusts above 50 mph on highest peaks. Winds elsewhere weaker, mainly above 1,000 feet.  Saturday: Sunny and seasonable. Daytime highs: 65 Coast to 77 Inland. Coastal flooding: An advisory runs 8am Saturday through 3pm Thursday, Oct. 29, for San Francisco/San Pablo Bay shoreline locations, Monterey Bay and Big Sur coast. The North Bay ocean coast and Peninsula coast join Monday at 9 a.m. High astronomical tides combined with elevated ocean levels can flood low-lying roads, paths and parking areas.  Tomorrow’s San Francisco high tide is 10:39 a.m., approximately 6.9 feet MLLW. Tides build further into next week, with the highest listed Wednesday around 12:56 p.m. Timing varies by location.  Other Alerts:  North Bay: Northern Lake County has a Freeze Warning from 1-9 am Saturday. Looking ahead: Rain potential toward Oct 30-November 1; Halloween timing and amounts remain uncertain!

Laura Owens, daughter of Bay Area radio legend, sentenced in 'Bachelor' pregnancy scheme

Investigators say Laura Owens, the daughter of Bay Area radio legend Ronn Owens, altered an ultrasound photo, faked a pregnancy video and lied several times under oath